My sister recommended this book and I highly recommend it also.
The Total Money Make Over by Dave Ramsey is great. It is a book with a lot of common sense and no nonsense. It is all about sacrificing right now to get out of debt and stay out debt. It may seem like a far fetched dream for most but with great effort and as Dave says Gazelle intensity people can achieve these goals. It may take 5-10 years. This book is a must have for those who are sick and tired of the ball and chain called debt/negative equity. Bri and I are on Steps one and two. Mainly because I am so close to paying off my car that it would be stupid to stop paying more on that to save up our emergency fund.
The first steps in this book are fairly simple
Save 1000 fast for an emergency fund
Snow ball your debt
Grow your emergency fund
Start a retirement fund
pay off the home mortgage
Though we have put our mortgage in with our snow balling debt because we do not have that much debt. I am excited to be on this plan and finally I can see the light at the end of the tunnel.